HECM Single Family Portfolio Snapshot

The Federal Housing Administration's HECM program is the only government-insured reverse mortgage program. The HECM program guarantees that the lender will meet its payment obligations to the homeowner, limits the borrower's loan origination costs, and insures full repayment of the loan balance to the lender up to the maximum claim amount. The loan amount is based on borrower age, home value, and current interest rates. The HECM data files provide loan-level records that will enable interested parties to explore issues regarding downpayment assistance provided to homebuyers utilizing HECM insured mortgage financing.

Data and Resources

Field Value
accessLevel public
bureauCode {025:09}
catalog_@context https://project-open-data.cio.gov/v1.1/schema/catalog.jsonld
catalog_conformsTo https://project-open-data.cio.gov/v1.1/schema
catalog_describedBy https://project-open-data.cio.gov/v1.1/schema/catalog.json
identifier HUD043
landingPage https://www.hud.gov/program_offices/housing/rmra/oe/rpts/hecmsfsnap/hecmsfsnap
modified 2020-08-01
old-spatial USA
programCode {025:000}
publisher U.S. Department of Housing and Urban Development
resource-type Dataset
source_datajson_identifier true
source_hash fed43187d43a0b1459f066ba2ef94cb4a30a3681b903936a898f8fd274b2f056
source_schema_version 1.1
Groups
  • AmeriGEOSS
  • National Provider
  • North America
Tags
  • AmeriGEO
  • AmeriGEOSS
  • CKAN
  • GEO
  • GEOSS
  • National
  • North America
  • United States
  • downpayment
  • hecm
  • housing
  • hud
  • interest-rate
  • lender
  • loan
  • mortgage
  • mortgagee
  • reverse-mortgage
  • single-family-housing
isopen False
license_id notspecified
license_title License not specified
maintainer Ian Feller
maintainer_email Ian.Feller@hud.gov
metadata_created 2025-09-24T11:23:10.102095
metadata_modified 2025-09-24T11:23:10.102105
notes The Federal Housing Administration's HECM program is the only government-insured reverse mortgage program. The HECM program guarantees that the lender will meet its payment obligations to the homeowner, limits the borrower's loan origination costs, and insures full repayment of the loan balance to the lender up to the maximum claim amount. The loan amount is based on borrower age, home value, and current interest rates. The HECM data files provide loan-level records that will enable interested parties to explore issues regarding downpayment assistance provided to homebuyers utilizing HECM insured mortgage financing.
num_resources 1
num_tags 19
title HECM Single Family Portfolio Snapshot